IFIN

Sensex 82634.48 63.57 (0.08) 16-Jul-2025

Previous Day Close

82570.91

Today's High/Low

High Low

82784.75 82342.94

Company News Details

Punjab National Bank

Industry : Banks - Public Sector

BSE Code

ISIN Demat

Book Value()

532461

INE160A01022

103.5886206

NSE Symbol

P/E(TTM)

Mar.Cap( Cr.)

PNB

7.75

128950.82

EPS(TTM)

Face Value()

Div & Yield %

14.47

2.58

Back

Punjab National Bank

Punjab National Bank rallies as Q3 PAT doubles to Rs 4,508 crore

Jan 31,2025

Total income grew by 15.99% year on year (YoY) to Rs 34,751.70 crore in the quarter ended 31 December 2024.

Operating profit stood at Rs 6,620.55 crore during the December 2024 quarter, registering a growth of 4.58% on YoY basis.

For Q3 FY25, net interest income (NII) was at Rs 11,032 crore, up 7.2% YoY while global net interest margin (NIM) reduced to 2.93% as on 31 December 2024 as compared to 3.15% as of 31 December 2023.

On asset quality front, the bank's gross non-performing assets (GNPA) stood at 45,413.98 crore as on 31 December 2024 as against Rs 60,371.38 crore as on 31 December 2023.

Gross NPA declined to 4.09% as of 31 December 2024 as against 6.24% as on 31 December 2023. Net NPA reduced to 0.41% as on 31 December 2024 as compared to 0.96% as on 31 December 2023.

Provision coverage ratio improved to 96.77% as on December 2024 as against 94.28% as on December 2023.

CRAR stood at 15.41% as on December 2024 against 14.63% as on December 2023. Tier-I Capital was at 12.53% (CET-1 remained at 10.65% as on Dec’24 against 9.86% as on Dec’23 and AT-1 remained at 1.88% as on Dec’24 against 1.87% as on Dec’23) and Tier-II at 2.88% as on December 2024.

Return on assets (ROA) & return on equity (ROE) of the bank for the quarter improved to 1.03% and 19.22% respectively.

Domestic advances grew by 14% YoY to Rs 10,60,205 crore as on 31 December 2024 as against Rs 9,30,343 crore as on 31 Decembe 2023. Domestic deposits stood at Rs 14,74,760 crore as on 31 December 2024, up by 14.4% YoY.

As on 31 March 2024, CASA deposits rose 2.7% YoY to Rs 5,62,156 crore while CASA share declined to 38.12% as on 31 December 2024 as compared to 42.47% as on 31 December 2023.

Punjab National Bank is engaged in treasury operations, corporate/wholesale banking, retail banking, digital banking, others. As on 31 December 2024, the bank has 10,168 domestic branches and 2 international branches. Out of total no. of branches, the bank has 63.3% branches in rural & semi-urban areas.

Notice of AGM

	ISFL - Notice Of AGM

	IFIN - Notice Of AGM

	ICOM - Notice Of AGM

	IFIN Credit- Notice Of AGM


Forms

	Form 30 Transmission Form Without Track Change

	Beneficiary Demat account NSDL

	Beneficiary Demat account CDSL

	CDSL CHANGE OF SIGNATURE

	NSDL CHANGE OF SIGNATURE


	IFIN- NEW KYC FORM

	IFIN -NSE F&O Activation form

	IFIN -Updation of Information Income


	IFIN-Annexure -B -Opting out of Nomination form

	IFIN-Annexure Q - Closure form Trading & DP

	IFIN-Brokerage Modification form

	IFIN-Change of Address

	IFIN-Change of Telephone -Mobile No , Email id

	IFIN-Consent for Receipt of ECN other Digital Decuments

	IFIN-Trading Re-activation form

	Instigo Account opening procedure- Flow chart

	Instigo DP account opening procedure

	KYC RDD Annexure

	IFIN-Annexure A Nomination form

	IFIN-New Tariff

	IFIN-Name Declaration

	IFIN-Most Important Terms and Conditions

	IFIN-Declaration for Basic Services Demat Account

	IFIN-Client Details Modification

Sr No	Start Date	Department	Tender Details	Status
1	14-07-2025		RFP document for the Cloud Voice Logger
			A. General Information
			B. Technical Bid
			C. Financial Bid
2	01-04-2025	IA	REQUEST FOR PROPOSAL FOR APPOINTMENT OF CONCURRENT INTERNAL AUDITORS FOR PERIOD APRIL 2025 – MARCH 2026
3	01-04-2025	IA	REQUEST FOR PROPOSAL FOR APPOINTMENT OF INTERNAL AUDITORS FOR PERIOD APRIL 2025 – MARCH 2026 - IFCI
4	24-04-2025	IT	RFP for Services of IT Infrastructure Shifting & Configuration	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
			D. Pre Bid Meeting Link
			E. Technical BID Meeting Link
			F. Financial Bid Opening
5	18-02-2025	IT	RFP for Procurement of HP Hard Disk	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
6	18-02-2025	IT	RFP for Procurement of HP Server	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
7	07-12-2024	Administration	RFP for office premises on lease at Chennai	Closed
			A. News Paper Article
			B. General Information
			C. Technical Bid
			D. Financial Bid
			E. Pre Bid Meeting Link
			F. Technical BID Meeting Link
			G. Financial BID Meeting Link
8	10-06-2024	IA	RFP for appointment of internal auditors for period April 2024 – March 2025	Active upto 21/06/2024 end of the day
			A. Request For Proposal
			B. Extension of RFP
9	10-06-2024	IA	RFP for appointment of internal auditors and Concurrent Audit for period April 2024 – March 2025	Active upto 21/06/2024 end of the day
10	22-11-2023	Compliance	Procurement of AML/PML software Solution - VC Meeting Link for opening of Tender Box on 22/11/2023 at 4.30 pm	Closed
11	16-10-2023	Compliance	RFP for Procurement of AML/PML software solution
	06-11-2023	Compliance	A. Addendum - Extension Period for procurement of AML/PML sofware solution
12	28-10-2024	IT	RFP for Procurement of Firewall	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
13	12-07-2023	ADMIN	RFP for Premises on Lease for Ahmedabad Branch
			A. Newspaper Aricle
			B. General Information
			C. Technical Bid
			D. Financial Bid
14	07-07-2023	CS	RFP for Secretarial Audit
15	26-06-2023	IT	RFP for AMC of Online UPS system installed at IFINs Branch office	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
16	16-06-2023	IT	E-tender for engagement of annual system audit and cyber security audit agency	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
17	15-06-2023	IT	RFP for AMC of 30KVA Online UPS system	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
18	30-05-2023	ADMIN	RFP for Premises on Lease for Ahmedabad Branch	Cancelled
			A. Newspaper Aricle
			B. General Information
			C. Technical Bid
			D. Financial Bid
			E. Extension of RFP
			F. Closure of RFP
19	24-05-2023	ADMIN	RFP for Premises on Lease for Salem Branch	Closed
			A. Newspaper Aricle
			B. General Information
			C. Technical Bid
			D. Financial Bid
20	24-04-2023	IA	Extension Of RFP iCOM IA for FY 2023-2024	Closed
21	25-04-2023	CS	Extension Of RFP for Seeking Quotations for Secretarial Audit Of IFIN Group for FY 2022-2023	Cancelled
			A. Status_of_RFP_for_secretarila_audit
22	02-05-2023	IA	RFP For Appointment Of Internal Auditor for July 2023 - March 2024	Closed
23	02-05-2023	IA	RFP For Appointment Of Internal Auditor for July 2023 - March 2024 for operations, accounts and control related activities.	Closed
24	24-04-2023	CS	RFP PCS Empannelment for ROC filing 2022-23	Closed
25	24-04-2023	IA	RFP For Appointment Of Internal Auditor iCOM 23-24	Closed
26	14-03-2023	IA	RFP for appointment of internal auditor in the iCOM	Closed
27	25-04-2023	CS	RFP For Secretarial Audit 22-23	Closed